众购彩票app下载最新

金融类APP信息“超采”将迎强监管
日期:2020-01-03  来源:经济日报


原标题:金融类APP信息“超采”将迎强监管

  监管部门频繁发声个人金融信息安全问题——金融类APP信息“超采”将迎强监管




   WEILAI,YANGXINGHEZHONGGUOHULIANWANGJINRONGXIEHUIJIANGJIAKUAITUIDONGBEIANZHUCEZHIDU,JIAQIANGDUIJINRONGLEIAPPDECEPING、RENZHENGGONGZUO。TONGSHI,YEHUILIANHEXIANGGUANBUWEIDUIRUANJIANSHANGDIANCAIQULIANDONGCUOSHI,DUIYUBUFUHEGUIDING、YOUZHONGDAFENGXIANYINHUANDEAPPJISHICAIQUXIAJIACUOSHI。

  RIQIAN,ZHONGGUORENMINYINXINGKEJISISIZHANGLIWEIBIAOSHI,ZHENDUIDANGQIANYIXIEJINRONGJIGOUKEHUDUANRUANJIANCUNZAIDEANQUANFANGHUNENGLICANCHABUQI、CHAOFANWEISHOUJIGERENXINXI、FANGMAODIAOYUXIANXIANGTUCHUDENGWENTI,GEJINRONGJIGOUYAOJIANLIKEHUDUANRUANJIANANQUANGUANLIQUANCHENGFUGAIJIZHI,XIANGGUANBUMENYAOJIANLIJIANQUANKEHUDUANRUANJIANJIANDUCHUZHIJIZHI。

  高危漏洞显现

  JINRI,GUOJIAWANGLUOANQUANTONGBAOZHONGXINFABUXIAOXICHENG,JIZHONGCHACHUZHENGGAILE100KUANWEIFAWEIGUIAPPJIQIYUNYINGDEHULIANWANGQIYE,QIZHONGBAOKUOGUANGDAYINXING、TIANJINYINXINGDENGJINRONGJIGOUQIXIASHOUJIYINXING,ZHUYAOWEIGUIWENTIJIZHONGZAIQUEFAYINSIXIEYI、SHOUJISHIYONGGERENXINXIFANWEIMIAOSHUBUQING、CHAOFANWEICAIJIGERENXINXIHEFEIBIYAOCAIJIGERENXINXIDENGQINGXING。

  “QIANDUANSHIJIAN,DUOBUWEIZAIZHENGZHIGUOCHENGZHONGXIAJIALE100DUOGEAPP,QIZHONGJINRONGLEIAPPSHIZHONGZAIQU。HOUXU,YANGXINGHEZHONGGUOHULIANWANGJINRONGXIEHUIJIANGJIAKUAITUIDONGBEIANZHUCEZHIDU,JIAQIANGDUIJINRONGLEIAPPDECEPING、RENZHENGGONGZUO。TONGSHI,YEHUILIANHEXIANGGUANBUWEIDUIRUANJIANSHANGDIANCAIQULIANDONGCUOSHI,DUIYUBUFUHEGUIDING、YOUZHONGDAFENGXIANYINHUANDEAPP,JISHICAIQUXIAJIACUOSHI。”LIWEISHUO。

众购彩票app下载最新  LINGJUZHONGGUOXINXITONGXINYANJIUYUANFABUDE《2019JINRONGXINGYEYIDONGAPPANQUANGUANCEBAOGAO》XIANSHI,JIEZHIJINNIAN9YUE11RI,BAOGAOTUANDUICONG232GEANZHUOYINGYONGSHICHANGZHONGSHOULULE133327KUANJINRONGXINGYEAPP,QIZHONG,MIANXIANGGERENYONGHUDEXIAOFEIJINRONGLEIAPPSHULIANGZUIDUO,ZHANGUANCEZONGSHUDE36.74%;CAIPIAOLEIAPPPAIMINGDIER,ZHANGUANCEZONGSHUDE27.19%;MIANXIANGQIYEDEP2PJINRONGLEIAPPPAIMINGDISAN,ZHANGUANCEZONGSHUDE11.38%。

众购彩票app下载最新  GENJUSHANGSHUBAOGAO,ZAIBENCIGUANCEZHONGFAXIANYOU70.22%DEJINRONGXINGYEAPPCUNZAIGAOWEILOUDONG,GONGJIZHEKELIYONGZHEIXIELOUDONGQIEQUYONGHUSHUJU、JINXINGAPPFANGMAO、ZHIRUEYICHENGXU、GONGJIFUWUDENG,YANZHONGWEIXIEAPPANQUAN。

众购彩票app下载最新  “APPYONGHUGERENYINSIXINXIYIDANXIELU,JIANGDAILAIYANZHONGHOUGUO。BIRU,SAORAODIANHUA、XINXIZHAPIAN、EYITUIXIAO、WANGLUOQINGGANZHAPIANDENG,HUIYANZHONGSUNHAIAPPYONGHULIYI。”SHANGSHUBAOGAOCHENG。

  JULEJIE,YINXINGAPPYICHENGWEIJUMINLICAI、CUNKUAN、HUIKUANYIJIBANLIGEXIANGLINGSHOUYINXINGYEWUDEZHONGYAOZAITI,YINCICHULEXUYAOYONGHUSHANGCHUANGERENJINRONGXINXI,YINXINGHAIHUIGENJUZISHENYEWUTEDIANYUJISHUNENGLI,EWAIYAOQIUYONGHUSHANGCHUAN“RENLIAN”“ZHIWEN”DENGGERENXINXI,DANZHEIXIEXINXISHIFOUCUNZAIANQUANYINHUAN,HUOZHEYINXINGSHIFOUCHAOFANWEISHIYONGZHEIXIEGERENXINXI,ZHUYAOQUJUEYUYINXINGZISHENDEYEWUCAOZUOCHIDU。

  监管重拳整治

众购彩票app下载最新  “JINRI,ZONGXINGYIYAOQIUDUISHOUJIYINXINGAPPKAIZHANZICHA,YOUQISHIZHONGDIANHECHASHIFOUCHAOFANWEICAIJIGERENXINXI,YIJIJIANGGERENXINXIYONGYUSHOUQUANYIWAIFANCHOU。YIJINGFAXIANJIANGXUNSUZANTINGXIANGGUANCAOZUO。”YIJIACHENGSHANGXINGXIANGGUANBUMENFUZERENTOULU。

  SHISHISHANG,JINNIAN9YUEFENYILAI,JIANGUANFANGMIANYIXIANHOUTUICHUJINRONGLEIAPPANQUANGUANLIGUIFAN、ZHENGGAIDUOJIAJINRONGAPP、QIAODINGSHOUPIBEIANSHIDIANMINGDANDENGCUOSHI,JIAQIANGGERENJINRONGXINXIBAOHU。

众购彩票app下载最新  9YUEDI,YANGXINGFABULE《GUANYUFABUJINRONGXINGYEBIAOZHUN JIAQIANGYIDONGJINRONGKEHUDUANYINGYONGRUANJIANANQUANGUANLIDETONGZHI》,ZHENDUIYIDONGJINRONGAPPDEANQUANWENTI,CONGTISHENGANQUANFANGHUNENGLI、JIAQIANGGERENJINRONGXINXIBAOHU、TIGAOFENGXIANJIANCENENGLI、JIANQUANTOUSUCHULIJIZHI、QIANGHUAXINGYEZILVGUANLI5DAFANGMIANJINXINGGUANLIGUIFAN。

众购彩票app下载最新  YUCITONGSHI,YANGXINGHAIFABULE《YIDONGJINRONGKEHUDUANYINGYONGRUANJIANANQUANGUANLIGUIFAN》,DUI2012NIANCHUTAIDE《ZHONGGUOJINRONGYIDONGZHIFUKEHUDUANJISHUGUIFAN》XIANGGUANJISHUBIAOZHUNJINXINGLEWANSHAN,QIZHONGBAOKUOJIANG“RENJIJIAOHUANQUAN”GAICHENG“SHENFENRENZHENGANQUAN”,ZENGJIALE“BUSHOUJIYUSUOTIGONGFUWUWUGUANDEGERENJINRONGXINXI,SHOUJIGERENJINRONGXINXIQIANXUJINGYONGHUMINGSHITONGYI,BUDEBIANXIANGQIANGPOYONGHUSHOUQUAN,BUDEWEIFANSHOUJISHIYONGGERENJINRONGXINXI”DENGYAOQIU。

  “SHUJUSHIYONGBIANJIE,BUGUANGSHIZHONGGUOSHUZIJINRONGFAZHANDEWENTI,YESHIQUANSHIJIEDOUFEICHANGGUANZHUDEZHONGYAOWENTI。”YIWEIYENEIRENSHIBIAOSHI,ZAIGUIFANSHIYONGSHUJUFANGMIAN,XUJIANGSHUJUSHIYONGYUSHUJUZUOWEIZICHANJINXINGJIAOYILAIQUFEN,QIANZHEXUFUHEZAIYIDINGSHOUQUANDEJICHUSHANG,ZAIHELIFANWEINEISHIYONG;HOUZHEZEXUGENGJIAYANGEDEBIAOZHUN,QIZHONGSHEJISHUJUSUOYOUQUAN,YIJICAIJISHIFOUHEGUI,LIYIRUHEFENPEIDENG。

众购彩票app下载最新  YENEIRENSHIRENWEI,JINRONGAPPSHOUJIGERENXINXIYIBIANJINXINGFENGXIANKONGZHI、KAIZHANTOUZIZHECEPING,ZHEIXIESHIBIYAODE。BIRU,GERENBANLIDAIKUANSHI,YINXINGXUYAOZHANGWOGERENJIBENSHENFENXINXI、CAILIZHUANGKUANGDENG,ZHIYUDUQUGERENTONGXUNLUXINXI、DUANXINXINXIDENGZEMEIYOUBIYAO。

  顶层设计推进

  ZHIDEZHUYIDESHI,ZAIDUIJINRONGAPPWEIGUIXINGWEIJINXINGCHACHUZHENGGAIDETONGSHI,YANGXINGXIANGGUANBUMENYEQIDONGLESHOUPIJINRONGYEYIDONGJINRONGKEHUDUANYINGYONGRUANJIANBEIANSHIDIANGONGZUO,BAOKUO16JIAYINXING、4JIAZHENGQUANJIJINBAOXIANLEIJINRONGJIGOUHE3JIAFEIYINXINGZHIFUJIGOU,YICANYUBEIANSHIDIANDEXIANGGUANZILIAOSHENBAO。

  SUNINGJINRONGYANJIUYUANYANJIUYUANSUNYANGRENWEI,SUIZHEYIDONGJINRONGAPPBEIANSHIDIANQIDONG,CIQIANJINRONGAPPWUXUJINGZHENG、QUEFAZHILIDEJUMIANJIANGBEIDAPO。WEILAI,JINRONGJIGOUHUOQU、BAOCUN、SHIYONG、LIUZHUANYONGHUXINXIFANGMIANDEGEXIANGCAOZUODOUJIANGNARUJIANGUANFANCHOU,ZHEIWUYIDUIJINRONGJIGOUHEGUICAOZUOTICHULEGENGGAOYAOQIU。

  “CIHOU,BUDANCONGSHIJINRONGYEWUXUYOUXIANGYINGXUKE,ZAIHUOQUYONGHUXINXISHIYEXUZUNSHOUXIANGYINGGUIFAN,ZHEIKEYIJIANGYIXIEFEIFAJINRONGXINGWEIYOUXIAOCHUQING。”SUNYANGSHUO。

  JULEJIE,GESHIDIANJIGOUYINGYU2019NIANDIQIANTONGGUOKEHUDUANRUANJIANBEIANGUANLIXITONGWANCHENGDIYIPISHIDIANKEHUDUANRUANJIANDECAILIAOTIJIAOHEBEIANSHENQING,ZHONGGUOHULIANWANGJINRONGXIEHUIWANCHENGBEIANSHENHEGONGZUOHOUZEQIFABUDIYIPITONGGUOBEIANDEKEHUDUANRUANJIANQINGDAN。XIAYIBU,ZAIQUANGUOFANWEINEIFENPICIZUZHIKAIZHANKEHUDUANRUANJIANBEIANTUIGUANGBINGZHUBULUOSHIFENGXIANXINXIGONGXIANG、TOUSUCHUZHIJIZHIYIJIXINGYEGONGYUE、HEIBAIMINGDAN、ZILVJIANCHA、WEIGUIYUESHUDENGZILVGUANLIGONGZUO。(JIZHE YAOJIN)

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